Taking out NDIS loans and building homes for Australians with a disability is an ethical property investing strategy that delivers a desirable outcome for everyone involved. NDIS Loan Experts even make the process more convenient for real estate investors.
Government-Backed Program Means High & Secure Returns
The Australian Government is dedicated to boosting the supply of specialist disability accommodation or SDA across the country. Through the National Disability Insurance Scheme or NDIS, the government offers investors a generous incentive to build houses designed for a person with a disability (PWD). Investors can receive an above-market rental income and achieve yields up to 16% for SDAs.
Compared to regular investment properties, NDIS/SDA investments have higher and more secure returns. SDA properties won’t be left vacant as the NDIS program helps PWDs find and rent SDAs that best suit their needs. Plus, government-backed investments are often among the safest assets around.
NDIS Loan Experts Help Increase Investors’ Borrowing Capacity
Getting a high rate of return while helping PWDs achieve a more comfortable life is the core of ethical property investing. However, taking out loans to build SDA properties comes with a few challenges. This is where NDIS Loan Experts step in.
The team of NDIS Loan Experts will help you overcome these common barriers:
- Loan-to-value ratio (LVR): Like a commercial property loan, an NDIS loan may require a 20% deposit as the LVR cannot surpass 80%.
- Property valuation: Banks and lenders often undervalue SDAs. But these properties have specialised features, making them more costly to build than a typical house. This could result in an NDIS loan covering 80% of the property value appointed by the lender rather than the actual cost of the dwelling.
- Underestimated rental income: Lenders often underestimate the rental income of SDAs as they usually base it on market-value rent. But in reality, the government incentive can lead to above-market rental income.
Knowing how to navigate these barriers, NDIS Loan Experts will assess your financial situation, connect you with suitable lenders and boost your borrowing capacity. They’ll ensure you get the best loan rate possible to maximise your ethical property investing strategy. And they do things a bit differently since SDAs are unique homes.
Everybody Wins in Ethical Property Investing
With SDAs, everybody wins. The NDIS participants or tenants live in a comfortable home built to suit their unique needs. The SDA investors can enjoy secure and lucrative Government-backed income. NDIS Loan Experts stand in the middle of these two parties to ensure an adequate supply of SDAs in Australia.
About NDIS Loan Experts
NDIS Loan Experts is a team of specialists who have been sharing their expertise in niche lending for about two decades now. Due to the ethical nature of NDIS investment properties, the team has made it their mission to provide tailored loan solutions to investors willing to construct specially built homes for NDIS participants.
For more information about NDIS Loan Experts, visit www.ndisloanexperts.com.au.
Media Contact
Company Name: NDIS Loan Experts
Contact Person: Yannick Leko
Email: Send Email
Country: Australia
Website: https://ndisloanexperts.com.au/